Jennifer Ellison | Summit Funding
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Office (805)-565-5750 x107
http://www.summitfundingsb.net
Jennifer has been working in the mortgage industry as a loan consultant since 1996. A wide breadth of knowledge and years of experience allow her to guide each client through the myriad of decisions that encompass the real estate transaction. Summit Funding is a private mortgage bank, specializing in conventional and government loans for purchase and refinance transactions.
License #: 01230663

Michele Allyn | Allyn & Associates Mortgage Lending
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805-895-5101
http://www.allynandassociates.com
Michele is the owner of of Allyn & Associates Mortgage Lending and Allyn & Associates Real Estate Education and Training . Michele has been active in Santa Barbara Real Estate and Lending since 1973. Because Michele’s background is in wholesale and retail lending she is well versed in Lender guidelines and income analysis. Michele is also currently serving as the Treasurer of the Santa Barbara Friends of the Library organization.
License #: 00459242

Bob Rifkin | Allyn & Associates Mortgage Lending
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Primary - (805) 689-3326
http://www.allynandassociates.com
Bob has had a Ca. R.E. Brokers License since 1976. He sold real estate in SB from 1976-1986 and has been in the mortgage industry here ever since. With his extensive experience and background he is excellent in helping you and your clients structure their deals, and then finding the best financing available for that scenario.
Let him work as source and a resource for you to increase you production and client satisfaction.
License #: 00455186

Liz Heitmann | Business First Bank-a Division of Heritage Oaks Bank
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Direct - (805) 568-5566| Cell (805) 455-0772
http://www.businessfirst.com/lheitmann
Liz Heitmann has worked in Real Estate finance since 1985. With extensive training in processing and underwriting, Liz is particularly well qualified to handle even the most complex loan scenarios and enjoys working with a wide range of clientele, from first-time homebuyers to experienced investors, helping each achieve their specific financial goals. Her experience includes residential, land, construction, multi-family and commercial lending.
License #:

Brad McFadden | Allyn & Associates Mortgage Lending
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Phone 805-448-1984
http://www.allynandassociates.com
License #: 01107212

Rick Wilson | Business First Bank-a Division of Heritage Oaks Bank
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(805) 568-5560-Direct | (805) 455-2629-Cell
http://www.businessfirst.com/rwilson
Rick Wilson has been in the Real Estate Industry for 35 years, the last 14 years in Real Estate finance in Santa Barbara. Over that time, he has closed a variety of types of loans including Purchases, Refinances, Construction loans, Lot loans and FHA loans. He has the experience to get your loan closed. He has closed loans for many first time homebuyers and can comfortably guide you through the loan process. As a Lender Member of Coastal Housing Partnership, he can also save money on closing costs for borrowers whose Employer is a Member of Coastal Hosing Partnership.
License #:

Roya Spantman-Fall | Allyn & Associates Mortgage Lending
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805-698-2286
http://www.allynandassociates.com
Roya Spantman-Fall, Realtor®, EcoBroker®, Marketing Design Developer and co-owner of Allyn & Associates Mortgage Lending. As co owner of Allyn & Associates Mortgage Lending, she has the resources to provide her clients with the best loans available, as well as help them structure their purchase or refinance transactions to achieve the best financing solutions in today’s complicated financing environment.
License #: 01019356

Craig Paul Greene | Prospect Mortgage
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Direct (805) 898-4211 Cell (805) 451-5301
With Craig Paul Greene, you’ll receive:
•The power of a proprietary loan search engine that searches through a vast array of loan programs to find the best rates and terms for your unique needs
•The strength of a company that is a multibillion-dollar direct lender
•The peace of mind that comes from working with a lender that has the expertise and technology to find the ideal loan program for your unique needs
•Our commitment to the highest level of customer service
License #: 01105634
Gayle Nagy | Summit Funding
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Office 805-565-5750 x113
http://www.summitfundingsb.net
Gayle has been a trusted Loan Consultant for over 15 years. She has secured hundreds of purchase and refinance loans for her clients. She will consult with you regarding your qualifications and loan options and help you select the loan product that is best suited for you.
License #: 00598690

Fran Granet | Summit Funding
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Office (805)-565-5750 x114
http://www.summitfundingsb.net
Fran has been a licensed loan consultant since 1993 when she joined Capital Financial Services (now Summit Funding). Her strength in mortgage lending has been her extensive knowledge of loan programs and keeping up with the market trends in order to obtain the best loan for her clients.
License #: 01166034

Anne Wilder | Allyn & Associates Mortgage Lending
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805-698-3884
http://www.allynandassociates.com
Anne Wilder specializes in residential and agricultural/ranch financing. Whether for a purchase of a property or a refinance, her relationships with many different lenders enable her to match the best program and rate with the specific needs of a borrower. In this economic climate, banks have more guidelines than ever. Anne stays afloat with the changes and guides her borrowers through the process in a professional and attentive manner.
Homes, land, vineyards, avocado and similar property types are all properties she has experience with. She also arranges financing for multi-family, retail, office, and other commercial property-types.
License #: 01752175

Lisa Cannon Wozniak | Summit Funding
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Office (805) -565-5750
http://www.summitfundingsb.net
Lisa has been a loan consultant since 2001. She specializes in working with first-time home buyers - taking great pride in guiding them through the loan process and educating them on home ownership. Her clients benefit directly from Summit Funding’s authority as a private mortgage bank to approve, underwrite and fund loans in-house and in a timely manner. As a direct lender for conventional and FHA loans, she provides her clients with a variety of options for both purchases and refinance loans.
License #: 01432822

