American Riviera Bank has announced its fourth consecutive designation of Super Premier performing bank by The Findley Reports, Inc., based on 2019 financial performance. This is the tenth consecutive year the Central Coast community bank has received a performance award from the Findley Reports.

Since 1967, The Findley Reports newsletter has been recognized as offering the most comprehensive financial institution analysis materials for comparison and evaluation of California’s banking industry.

In naming American Riviera Bank to the Super Premier performing list, The Findley Reports, Inc. considers four key performance ratios.  American Riviera Bank met criteria for a high level of performance in growth, return on assets, return on equity, and loan quality.

 “We are pleased to have received this top designation for the fourth consecutive year. The rating provides validation of our financial strength that we plan to utilize to continue to support our clients and our community through these unprecedented times,” said Lawrence Koppelman, American Riviera Bank’s board chair.

American Riviera Bank has also been named by the Pacific Coast Business Times as one of the five top Central Coast Best Places to Work, coming in as No. 3 on the prestigious list of 35 “large companies.”

This is the second time the bank has been honored for this relatively new award, but the first time to make the top five. Awards are granted based on employee nominations via an online survey.

“American Riviera Bank is honored to be recognized as a Best Place to Work by our own team members, some of the very best bankers in the business,” said Jeff DeVine, president/CEO of the bank. “In the last few months, community banks have proven how critical they are to their local economies with responsiveness and flexibility in addressing client needs.

“Now, more than ever, it is important that we support our employees as they deliver, every day, on our commitment to true community banking,” DeVine said.

The bank was also awarded the highest 5 Stars rating from BauerFinancial, Inc. for the same time period. BauerFinancial, Inc. looks at data as reported to federal regulators, including capital ratios, profitability/loss trend, level of delinquent loans, quality of the investment portfolio, regulatory condition, community reinvestment act rating, and liquidity.

Community banks account for 96 percent of all banks in the country, make 50 percent of all small business loans, and 90 percent of all agricultural loans. Community banks keep money circulating in their communities by deploying local deposits into local loans.

During the COVID-19 pandemic, community banks have been key to procuring the highly sought after Paycheck Protection Program loans for local small businesses.

For more about American Riviera Bank, visit